Birch Finance

Birch Finance — Canada

Finally, budgeting
built for you.

A smarter way to manage your money — designed specifically for Canadians. AI-powered receipt scanning, bank statement imports, and insights that actually make sense.

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One more thing — how do you currently track spending?
What's coming
01
AI Receipt Scanning
Snap a photo of any receipt and Birch categorizes every single item — not just the store. Your Costco run becomes groceries, electronics, and health automatically.
02
Bank Statement Import
Upload your CSV or Excel statement from any Canadian bank — TD, RBC, Scotiabank, CIBC, BMO — and Birch organizes everything instantly.
03
Canadian-First Design
Built with TFSA, RRSP, FHSA and RESP tracking in mind. Finally a budgeting app that understands how Canadians actually save and invest.
04
Privacy First
Your financial data stays yours. We never sell your personal information. Optional anonymized data sharing is always opt-in and clearly explained.
Introducing

Real Cost.

Every purchase has a hidden price tag. Birch shows you what your spending actually costs you in future wealth.

You spent
$5,000
Vacation — Cancún
→
Real Cost
$23,305
In 20 years at 8% S&P 500 avg.
$5,000 today $23,305 in 20 years
Time horizon
Return rate

Based on S&P 500 historical average returns. Not financial advice — just financial awareness.

Built in Canada,
for Canadians.

Coming to iOS & Android — 2026